- by Alexies Diaz
- Feb 5 2026
GENIUS Act: Understanding the US Federal Stablecoin Framework
The GENIUS Act of 2025 is the US's first federal law regulating stablecoins. It sets strict rules for issuers, requires 1:1 reserves, and creates a new oversight committee. Signed into law in 2025, it takes effect in 2027 to ensure consumer protection and market stability.