- by Alexies Diaz
- Feb 7 2026
GENIUS Act: What the New Federal Stablecoin Framework Means for US Payments
The GENIUS Act is the U.S.'s first federal framework for payment stablecoins, requiring 1:1 reserves, bank-only issuance, strict audits, and AML compliance. It aims to protect users, strengthen the dollar, and bring stability to digital payments.